| ADP | Caption | 2025-12
cons. | 2025-09
cons. | 2025-06
cons. | 2025-03
cons. | 2024-12
cons. | 2024-09
cons. | 2024-06
cons. | >>
2024-03
cons. |
| 1 | I. CASH FLOW FROM OPERATING ACTIVITIES (ADP 2+18+35+36+37) | 13,397,870 | 25,309,496 |  | | | | | |
| 2 | 1. Cash flow before changes in operating assets and liabilities (ADP 3+4) | 3,652,594 | 11,305,449 | | | | | | |
| 3 | 1.1. Profit/loss of the accounting period | 1,712,401 | 935,115 | | | | | | |
| 4 | 1.2. Adjustments (ADP 5+6+...+17) | 1,940,193 | 10,370,334 | | | | | | |
| 5 | 1.2.1. Depreciation of property and equipment | 2,340,037 | 1,580,902 | | | | | | |
| 6 | 1.2.2. Amortization of intangible assets | 38,128 | 28,874 | | | | | | |
| 7 | 1.2.3. Loss from impairment of intangible assets | 0 | 0 | | | | | | |
| 8 | 1.2.4. Other financial cost | 0 | 0 | | | | | | |
| 9 | 1.2.5. Impairment and gains/losses on fair valuation | 22,367 | -1,129,221 | | | | | | |
| 10 | 1.2.6. Interest expenses | 53,807 | 48,745 | | | | | | |
| 11 | 1.2.7. Interest income | -3,960,661 | -1,956,173 | | | | | | |
| 12 | 1.2.8. Profit from the sale of branch | 0 | 0 | | | | | | |
| 13 | 1.2.9. Share in profit of associates | 0 | 0 | | | | | | |
| 14 | 1.2.10. Equity-settled share-based payment transactions | 0 | 0 | | | | | | |
| 15 | 1.2.11. Cost of income tax | 0 | -100,795 | | | | | | |
| 16 | 1.2.12. Profit/loss from the sale of tangible assets (including land and buildings) | -2,896,510 | 303,462 | | | | | | |
| 17 | 1.2.13. Other adjustments | 6,343,025 | 11,594,540 | | | | | | |
| 18 | 2. Increase/decrease in operating assets and liabilities (ADP 19+20+...+34) | 3,795,726 | 8,626,275 | | | | | | |
| 19 | 2.1. Increase/decrease in financial assets at fair value through other comprehensive income | 384,774 | 432,077 | | | | | | |
| 20 | 2.2. Increase/decrease in financial assets at fair value through statement of profit or loss | 0 | 0 | | | | | | |
| 21 | 2.3. Increase/decrease in financial assets at amortised cost | -28,085,897 | -20,350,981 | | | | | | |
| 22 | 2.4. Increase/decrease in assets/liabilities from insurance contracts | 38,939,432 | 29,870,536 | | | | | | |
| 23 | 2.5. Increase/decrease in assets/liabilities from reinsurance contracts | -610,137 | -286,453 | | | | | | |
| 24 | 2.6. Increase/decrease in tax assets | -874,170 | -841,797 | | | | | | |
| 25 | 2.7. Increase/decrease in receivables | 0 | 0 | | | | | | |
| 26 | 2.8. Increase/decrease in investments in real estate | 0 | 0 | | | | | | |
| 27 | 2.9. Increase/decrease in property for own use | 0 | 0 | | | | | | |
| 28 | 2.10. Increase/decrease in other assets | -11,784,883 | -1,327,496 | | | | | | |
| 29 | 2.11. Increase/decrease in liabilities from investment contracts | 0 | 0 | | | | | | |
| 30 | 2.12. Increase/decrease in other provisions | 0 | 0 | | | | | | |
| 31 | 2.13. Increase/decrease in tax liabilities | -1,619,398 | -1,479,393 | | | | | | |
| 32 | 2.14. Increase/decrease in financial liabilities | 4,726,712 | 3,499,712 | | | | | | |
| 33 | 2.15. Increase/decrease in other liabilities | 1,397,396 | -1,832,599 | | | | | | |
| 34 | 2.16. Increase/decrease in accruals and deferred income | 1,321,897 | 942,669 | | | | | | |
| 35 | 3. Income tax paid | -907,409 | -599,608 | | | | | | |
| 36 | 4. Interest received | 3,915,355 | 3,051,153 | | | | | | |
| 37 | 5. Dividend received | 2,941,604 | 2,926,227 | | | | | | |
| 38 | II. CASH FLOW FROM INVESTING ACTIVITIES (ADP 39+40+...+45) | -10,784,732 | -16,651,042 | | | | | | |
| 39 | 1. Cash receipts from the sale of tangible assets | 4,962,385 | -4,991 | | | | | | |
| 40 | 2. Cash payments for the purchase of tangible assets | -661,823 | -492,926 | | | | | | |
| 41 | 3. Cash receipts from the sale of intangible assets | 0 | 0 | | | | | | |
| 42 | 4. Cash payments for the purchase of intangible assets | -37,196 | -28,124 | | | | | | |
| 43 | 5. Cash receipts from the sale of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 44 | 6. Cash payments for the purchase of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 45 | 7. Cash receipts and payments based on other investing activities | -15,048,098 | -16,125,001 | | | | | | |
| 46 | III. CASH FLOW FROM FINANCING ACTIVITIES (ADP 47+48+...+57) | -8,447,947 | -7,788,320 | | | | | | |
| 47 | 1. Cash receipts resulting from the increase of initial capital | 0 | 0 | | | | | | |
| 48 | 2. Cash receipts from issuing redeemable preference shares | 0 | 0 | | | | | | |
| 49 | 3. Cash receipts from short-term and long-term loans received | 212,371 | 212,371 | | | | | | |
| 50 | 4. Cash receipts from sales of own shares | 0 | 0 | | | | | | |
| 51 | 5. Cash receipts from exercise of share options | 0 | 0 | | | | | | |
| 52 | 6. Cash payments relating to redeemable preference shares | 0 | 0 | | | | | | |
| 53 | 7. Cash payments for the repayment of short-term and long-term loans received | -1,304,784 | -981,147 | | | | | | |
| 54 | 8. Cash payments for the redemption of own shares | 0 | 0 | | | | | | |
| 55 | 9. Cash payments for interest | -37,617 | -29,987 | | | | | | |
| 56 | 10. Cash payments for dividend | -6,005,767 | -6,005,503 | | | | | | |
| 57 | 11. Cash payments for rental obligations | -1,312,150 | -984,054 | | | | | | |
| 58 | IV. NET CASH FLOW (ADP 1+38+46) | -5,834,809 | 870,134 | | | | | | |
| 59 | V. EFFECT OF EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS | 0 | 0 | | | | | | |
| 60 | VI. NET INCREASE/DECREASE OF CASH AND CASH EQUIVALENTS (ADP 58+59) | -5,834,809 | 870,134 | | | | | | |
| 61 | 1. Cash and cash equivalents at the beginning of period | 32,571,747 | 32,571,747 | | | | | | |
| 62 | 2. Cash and cash equivalents at the end of period (ADP 60+61) | 26,736,938 | 33,441,881 | | | | | | |