| ADP | Caption | 2025-12
cons. | 2025-09
cons. | 2025-06
cons. | 2025-03
cons. | 2024-12
cons. | 2024-09
cons. | 2024-06
cons. | >>
2024-03
cons. |
| 1 | I. CASH FLOW FROM OPERATING ACTIVITIES (ADP 2+18+35+36+37) | 77,651,620 | 68,592,640 |  | | | | | |
| 2 | 1. Cash flow before changes in operating assets and liabilities (ADP 3+4) | 49,427,215 | 42,358,709 | | | | | | |
| 3 | 1.1. Profit/loss of the accounting period | 65,456,818 | 57,882,639 | | | | | | |
| 4 | 1.2. Adjustments (ADP 5+6+...+17) | -16,029,603 | -15,523,930 | | | | | | |
| 5 | 1.2.1. Depreciation of property and equipment | 11,934,364 | 8,829,872 | | | | | | |
| 6 | 1.2.2. Amortization of intangible assets | 4,503,911 | 3,355,827 | | | | | | |
| 7 | 1.2.3. Loss from impairment of intangible assets | 0 | 0 | | | | | | |
| 8 | 1.2.4. Other financial cost | 0 | 0 | | | | | | |
| 9 | 1.2.5. Impairment and gains/losses on fair valuation | -1,941,365 | -3,298,527 | | | | | | |
| 10 | 1.2.6. Interest expenses | 2,010,171 | 1,333,343 | | | | | | |
| 11 | 1.2.7. Interest income | -31,688,927 | -23,292,670 | | | | | | |
| 12 | 1.2.8. Profit from the sale of branch | 0 | 0 | | | | | | |
| 13 | 1.2.9. Share in profit of associates | -1,480,470 | -1,083,147 | | | | | | |
| 14 | 1.2.10. Equity-settled share-based payment transactions | 0 | 0 | | | | | | |
| 15 | 1.2.11. Cost of income tax | 12,176,375 | 9,971,001 | | | | | | |
| 16 | 1.2.12. Profit/loss from the sale of tangible assets (including land and buildings) | -225,108 | 47,927 | | | | | | |
| 17 | 1.2.13. Other adjustments | -11,318,554 | -11,387,556 | | | | | | |
| 18 | 2. Increase/decrease in operating assets and liabilities (ADP 19+20+...+34) | -6,901,122 | -5,493,371 | | | | | | |
| 19 | 2.1. Increase/decrease in financial assets at fair value through other comprehensive income | -3,363,160 | -31,220,987 | | | | | | |
| 20 | 2.2. Increase/decrease in financial assets at fair value through statement of profit or loss | -33,541,348 | -99,362,445 | | | | | | |
| 21 | 2.3. Increase/decrease in financial assets at amortised cost | 13,399,071 | 100,828,698 | | | | | | |
| 22 | 2.4. Increase/decrease in assets/liabilities from insurance contracts | 44,271,537 | 42,231,046 | | | | | | |
| 23 | 2.5. Increase/decrease in assets/liabilities from reinsurance contracts | -16,238,532 | -17,900,476 | | | | | | |
| 24 | 2.6. Increase/decrease in tax assets | 2,056,691 | 4,685,333 | | | | | | |
| 25 | 2.7. Increase/decrease in receivables | 0 | 0 | | | | | | |
| 26 | 2.8. Increase/decrease in investments in real estate | -17,976,148 | -3,682,998 | | | | | | |
| 27 | 2.9. Increase/decrease in property for own use | 0 | 0 | | | | | | |
| 28 | 2.10. Increase/decrease in other assets | -1,136,959 | -7,103,060 | | | | | | |
| 29 | 2.11. Increase/decrease in liabilities from investment contracts | 0 | 0 | | | | | | |
| 30 | 2.12. Increase/decrease in other provisions | 616,714 | -7,578 | | | | | | |
| 31 | 2.13. Increase/decrease in tax liabilities | -2,882,359 | -5,847,138 | | | | | | |
| 32 | 2.14. Increase/decrease in financial liabilities | -1,897,984 | 2,582,388 | | | | | | |
| 33 | 2.15. Increase/decrease in other liabilities | 8,851,528 | 11,698,468 | | | | | | |
| 34 | 2.16. Increase/decrease in accruals and deferred income | 939,827 | -2,394,622 | | | | | | |
| 35 | 3. Income tax paid | -5,730,834 | -4,795,371 | | | | | | |
| 36 | 4. Interest received | 28,597,549 | 24,263,861 | | | | | | |
| 37 | 5. Dividend received | 12,258,812 | 12,258,812 | | | | | | |
| 38 | II. CASH FLOW FROM INVESTING ACTIVITIES (ADP 39+40+...+45) | -19,835,327 | -13,982,936 | | | | | | |
| 39 | 1. Cash receipts from the sale of tangible assets | 706,018 | 157,972 | | | | | | |
| 40 | 2. Cash payments for the purchase of tangible assets | -13,151,075 | -8,926,762 | | | | | | |
| 41 | 3. Cash receipts from the sale of intangible assets | 0 | 0 | | | | | | |
| 42 | 4. Cash payments for the purchase of intangible assets | -6,935,634 | -5,214,146 | | | | | | |
| 43 | 5. Cash receipts from the sale of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 44 | 6. Cash payments for the purchase of branches, associates and joint ventures | -454,636 | 0 | | | | | | |
| 45 | 7. Cash receipts and payments based on other investing activities | 0 | 0 | | | | | | |
| 46 | III. CASH FLOW FROM FINANCING ACTIVITIES (ADP 47+48+...+57) | -50,213,443 | -49,288,585 | | | | | | |
| 47 | 1. Cash receipts resulting from the increase of initial capital | 0 | 0 | | | | | | |
| 48 | 2. Cash receipts from issuing redeemable preference shares | 0 | 0 | | | | | | |
| 49 | 3. Cash receipts from short-term and long-term loans received | 490,840 | 0 | | | | | | |
| 50 | 4. Cash receipts from sales of own shares | 0 | 0 | | | | | | |
| 51 | 5. Cash receipts from exercise of share options | 0 | 0 | | | | | | |
| 52 | 6. Cash payments relating to redeemable preference shares | 0 | 0 | | | | | | |
| 53 | 7. Cash payments for the repayment of short-term and long-term loans received | -340,614 | -228,766 | | | | | | |
| 54 | 8. Cash payments for the redemption of own shares | 0 | 0 | | | | | | |
| 55 | 9. Cash payments for interest | -57,100 | -45,265 | | | | | | |
| 56 | 10. Cash payments for dividend | -45,822,751 | -45,822,751 | | | | | | |
| 57 | 11. Cash payments for rental obligations | -4,483,818 | -3,191,803 | | | | | | |
| 58 | IV. NET CASH FLOW (ADP 1+38+46) | 7,602,850 | 5,321,119 | | | | | | |
| 59 | V. EFFECT OF EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS | -32,131 | -34,422 | | | | | | |
| 60 | VI. NET INCREASE/DECREASE OF CASH AND CASH EQUIVALENTS (ADP 58+59) | 7,570,719 | 5,286,697 | | | | | | |
| 61 | 1. Cash and cash equivalents at the beginning of period | 8,776,856 | 8,776,856 | | | | | | |
| 62 | 2. Cash and cash equivalents at the end of period (ADP 60+61) | 16,347,575 | 14,063,553 | | | | | | |