| ADP | Caption | 2024-12
cons. | 2024-09
cons. | 2024-06
cons. | 2024-03
cons. | 2023-12
cons. a. | 2023-12
cons. | 2023-09
cons. | >>
2023-06
cons. |
| 1 | I. CASH FLOW FROM OPERATING ACTIVITIES (ADP 2+18+35+36+37) | 121,964,839 | 123,485,668 |  | | | | | |
| 2 | 1. Cash flow before changes in operating assets and liabilities (ADP 3+4) | 42,430,343 | 31,848,169 | | | | | | |
| 3 | 1.1. Profit/loss of the accounting period | 61,088,284 | 46,303,864 | | | | | | |
| 4 | 1.2. Adjustments (ADP 5+6+...+17) | -18,657,941 | -14,455,695 | | | | | | |
| 5 | 1.2.1. Depreciation of property and equipment | 11,733,655 | 8,649,299 | | | | | | |
| 6 | 1.2.2. Amortization of intangible assets | 4,306,049 | 3,226,143 | | | | | | |
| 7 | 1.2.3. Loss from impairment of intangible assets | 466,973 | 0 | | | | | | |
| 8 | 1.2.4. Other financial cost | 0 | 0 | | | | | | |
| 9 | 1.2.5. Impairment and gains/losses on fair valuation | -5,385,542 | -4,807,525 | | | | | | |
| 10 | 1.2.6. Interest expenses | 1,958,075 | 1,366,295 | | | | | | |
| 11 | 1.2.7. Interest income | -30,373,514 | -22,757,511 | | | | | | |
| 12 | 1.2.8. Profit from the sale of branch | 0 | 0 | | | | | | |
| 13 | 1.2.9. Share in profit of associates | -1,430,408 | -1,096,291 | | | | | | |
| 14 | 1.2.10. Equity-settled share-based payment transactions | 0 | 0 | | | | | | |
| 15 | 1.2.11. Cost of income tax | 8,535,718 | 8,447,988 | | | | | | |
| 16 | 1.2.12. Profit/loss from the sale of tangible assets (including land and buildings) | 62,961 | 58,239 | | | | | | |
| 17 | 1.2.13. Other adjustments | -8,531,908 | -7,542,332 | | | | | | |
| 18 | 2. Increase/decrease in operating assets and liabilities (ADP 19+20+...+34) | 64,094,398 | 77,511,555 | | | | | | |
| 19 | 2.1. Increase/decrease in financial assets at fair value through other comprehensive income | 35,824,743 | 55,082,320 | | | | | | |
| 20 | 2.2. Increase/decrease in financial assets at fair value through statement of profit or loss | 45,189,142 | -10,967,674 | | | | | | |
| 21 | 2.3. Increase/decrease in financial assets at amortised cost | -2,421,848 | 47,347,802 | | | | | | |
| 22 | 2.4. Increase/decrease in assets/liabilities from insurance contracts | -21,220,862 | -7,583,232 | | | | | | |
| 23 | 2.5. Increase/decrease in assets/liabilities from reinsurance contracts | -1,394,005 | -4,471,220 | | | | | | |
| 24 | 2.6. Increase/decrease in tax assets | -2,986,520 | -6,493,346 | | | | | | |
| 25 | 2.7. Increase/decrease in receivables | 0 | 0 | | | | | | |
| 26 | 2.8. Increase/decrease in investments in real estate | -7,565,731 | -4,305,019 | | | | | | |
| 27 | 2.9. Increase/decrease in property for own use | 0 | 0 | | | | | | |
| 28 | 2.10. Increase/decrease in other assets | 6,334,775 | 942,872 | | | | | | |
| 29 | 2.11. Increase/decrease in liabilities from investment contracts | 0 | 0 | | | | | | |
| 30 | 2.12. Increase/decrease in other provisions | -623,007 | -886,741 | | | | | | |
| 31 | 2.13. Increase/decrease in tax liabilities | 2,533,174 | 5,602,429 | | | | | | |
| 32 | 2.14. Increase/decrease in financial liabilities | -167,537 | -1,090,227 | | | | | | |
| 33 | 2.15. Increase/decrease in other liabilities | 2,277,133 | 1,017,359 | | | | | | |
| 34 | 2.16. Increase/decrease in accruals and deferred income | 8,314,941 | 3,316,232 | | | | | | |
| 35 | 3. Income tax paid | -21,833,163 | -18,363,050 | | | | | | |
| 36 | 4. Interest received | 27,437,761 | 23,650,089 | | | | | | |
| 37 | 5. Dividend received | 9,835,500 | 8,838,905 | | | | | | |
| 38 | II. CASH FLOW FROM INVESTING ACTIVITIES (ADP 39+40+...+45) | -16,073,436 | -12,201,284 | | | | | | |
| 39 | 1. Cash receipts from the sale of tangible assets | 302,637 | 102,442 | | | | | | |
| 40 | 2. Cash payments for the purchase of tangible assets | -9,616,188 | -6,970,180 | | | | | | |
| 41 | 3. Cash receipts from the sale of intangible assets | 40,578 | 103,894 | | | | | | |
| 42 | 4. Cash payments for the purchase of intangible assets | -4,856,178 | -3,684,202 | | | | | | |
| 43 | 5. Cash receipts from the sale of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 44 | 6. Cash payments for the purchase of branches, associates and joint ventures | -1,944,285 | -1,753,238 | | | | | | |
| 45 | 7. Cash receipts and payments based on other investing activities | 0 | 0 | | | | | | |
| 46 | III. CASH FLOW FROM FINANCING ACTIVITIES (ADP 47+48+...+57) | -120,463,354 | -118,413,492 | | | | | | |
| 47 | 1. Cash receipts resulting from the increase of initial capital | 0 | 0 | | | | | | |
| 48 | 2. Cash receipts from issuing redeemable preference shares | 0 | 0 | | | | | | |
| 49 | 3. Cash receipts from short-term and long-term loans received | 0 | 0 | | | | | | |
| 50 | 4. Cash receipts from sales of own shares | 0 | 0 | | | | | | |
| 51 | 5. Cash receipts from exercise of share options | 0 | 0 | | | | | | |
| 52 | 6. Cash payments relating to redeemable preference shares | 0 | 0 | | | | | | |
| 53 | 7. Cash payments for the repayment of short-term and long-term loans received | -479,945 | -56,810 | | | | | | |
| 54 | 8. Cash payments for the redemption of own shares | 0 | 0 | | | | | | |
| 55 | 9. Cash payments for interest | -54,377 | -240 | | | | | | |
| 56 | 10. Cash payments for dividend | -114,901,926 | -114,901,926 | | | | | | |
| 57 | 11. Cash payments for rental obligations | -5,027,106 | -3,454,516 | | | | | | |
| 58 | IV. NET CASH FLOW (ADP 1+38+46) | -14,571,951 | -7,129,108 | | | | | | |
| 59 | V. EFFECT OF EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS | 151,983 | 153,093 | | | | | | |
| 60 | VI. NET INCREASE/DECREASE OF CASH AND CASH EQUIVALENTS (ADP 58+59) | -14,419,968 | -6,976,015 | | | | | | |
| 61 | 1. Cash and cash equivalents at the beginning of period | 23,196,824 | 23,196,824 | | | | | | |
| 62 | 2. Cash and cash equivalents at the end of period (ADP 60+61) | 8,776,856 | 16,220,809 | | | | | | |