| ADP | Caption | 2024-12
cons. | 2024-09
cons. | 2024-06
cons. | 2024-03
cons. | 2023-12
cons. a. | 2023-12
cons. | 2023-09
cons. | >>
2023-06
cons. |
| 1 | I. CASH FLOW FROM OPERATING ACTIVITIES (ADP 2+18+35+36+37) | 35,339,978 | 23,144,416 |  | | | | | |
| 2 | 1. Cash flow before changes in operating assets and liabilities (ADP 3+4) | 12,315,693 | 15,683,951 | | | | | | |
| 3 | 1.1. Profit/loss of the accounting period | 7,113,033 | 5,519,728 | | | | | | |
| 4 | 1.2. Adjustments (ADP 5+6+...+17) | 5,202,660 | 10,164,223 | | | | | | |
| 5 | 1.2.1. Depreciation of property and equipment | 2,618,949 | 1,800,055 | | | | | | |
| 6 | 1.2.2. Amortization of intangible assets | 55,084 | 41,718 | | | | | | |
| 7 | 1.2.3. Loss from impairment of intangible assets | 0 | 0 | | | | | | |
| 8 | 1.2.4. Other financial cost | 0 | 0 | | | | | | |
| 9 | 1.2.5. Impairment and gains/losses on fair valuation | -4,566,606 | -529,012 | | | | | | |
| 10 | 1.2.6. Interest expenses | 43,853 | 35,494 | | | | | | |
| 11 | 1.2.7. Interest income | -2,482,786 | -1,846,849 | | | | | | |
| 12 | 1.2.8. Profit from the sale of branch | 0 | 0 | | | | | | |
| 13 | 1.2.9. Share in profit of associates | 0 | 0 | | | | | | |
| 14 | 1.2.10. Equity-settled share-based payment transactions | 0 | 0 | | | | | | |
| 15 | 1.2.11. Cost of income tax | -774,795 | -688,105 | | | | | | |
| 16 | 1.2.12. Profit/loss from the sale of tangible assets (including land and buildings) | -84,297 | 1,660 | | | | | | |
| 17 | 1.2.13. Other adjustments | 10,393,258 | 11,349,262 | | | | | | |
| 18 | 2. Increase/decrease in operating assets and liabilities (ADP 19+20+...+34) | 18,710,490 | 4,347,260 | | | | | | |
| 19 | 2.1. Increase/decrease in financial assets at fair value through other comprehensive income | 461,940 | -750,342 | | | | | | |
| 20 | 2.2. Increase/decrease in financial assets at fair value through statement of profit or loss | 0 | 0 | | | | | | |
| 21 | 2.3. Increase/decrease in financial assets at amortised cost | -9,670,503 | -12,236,290 | | | | | | |
| 22 | 2.4. Increase/decrease in assets/liabilities from insurance contracts | 22,245,601 | 12,568,696 | | | | | | |
| 23 | 2.5. Increase/decrease in assets/liabilities from reinsurance contracts | 1,512,377 | 2,513,153 | | | | | | |
| 24 | 2.6. Increase/decrease in tax assets | 1,129,934 | 1,148,949 | | | | | | |
| 25 | 2.7. Increase/decrease in receivables | 4,974,431 | -238,348 | | | | | | |
| 26 | 2.8. Increase/decrease in investments in real estate | 0 | 0 | | | | | | |
| 27 | 2.9. Increase/decrease in property for own use | 0 | 0 | | | | | | |
| 28 | 2.10. Increase/decrease in other assets | -196,064 | -96,604 | | | | | | |
| 29 | 2.11. Increase/decrease in liabilities from investment contracts | 0 | 0 | | | | | | |
| 30 | 2.12. Increase/decrease in other provisions | 0 | 0 | | | | | | |
| 31 | 2.13. Increase/decrease in tax liabilities | 603,965 | -366,482 | | | | | | |
| 32 | 2.14. Increase/decrease in financial liabilities | 1,431,767 | 1,365,812 | | | | | | |
| 33 | 2.15. Increase/decrease in other liabilities | -3,472,204 | 841,146 | | | | | | |
| 34 | 2.16. Increase/decrease in accruals and deferred income | -310,754 | -402,430 | | | | | | |
| 35 | 3. Income tax paid | -1,132,474 | -825,962 | | | | | | |
| 36 | 4. Interest received | 3,991,112 | 2,606,086 | | | | | | |
| 37 | 5. Dividend received | 1,455,157 | 1,333,081 | | | | | | |
| 38 | II. CASH FLOW FROM INVESTING ACTIVITIES (ADP 39+40+...+45) | -13,005,360 | -12,500,451 | | | | | | |
| 39 | 1. Cash receipts from the sale of tangible assets | 91,447 | 1,428 | | | | | | |
| 40 | 2. Cash payments for the purchase of tangible assets | -611,700 | -528,019 | | | | | | |
| 41 | 3. Cash receipts from the sale of intangible assets | 0 | 0 | | | | | | |
| 42 | 4. Cash payments for the purchase of intangible assets | -28,974 | -22,152 | | | | | | |
| 43 | 5. Cash receipts from the sale of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 44 | 6. Cash payments for the purchase of branches, associates and joint ventures | 0 | 0 | | | | | | |
| 45 | 7. Cash receipts and payments based on other investing activities | -12,456,133 | -11,951,708 | | | | | | |
| 46 | III. CASH FLOW FROM FINANCING ACTIVITIES (ADP 47+48+...+57) | -2,777,878 | -2,093,053 | | | | | | |
| 47 | 1. Cash receipts resulting from the increase of initial capital | 0 | 0 | | | | | | |
| 48 | 2. Cash receipts from issuing redeemable preference shares | 0 | 0 | | | | | | |
| 49 | 3. Cash receipts from short-term and long-term loans received | 0 | 0 | | | | | | |
| 50 | 4. Cash receipts from sales of own shares | 0 | 0 | | | | | | |
| 51 | 5. Cash receipts from exercise of share options | 0 | 0 | | | | | | |
| 52 | 6. Cash payments relating to redeemable preference shares | 0 | 0 | | | | | | |
| 53 | 7. Cash payments for the repayment of short-term and long-term loans received | -1,393,174 | -1,044,612 | | | | | | |
| 54 | 8. Cash payments for the redemption of own shares | 0 | 0 | | | | | | |
| 55 | 9. Cash payments for interest | -43,702 | -34,425 | | | | | | |
| 56 | 10. Cash payments for dividend | 0 | 0 | | | | | | |
| 57 | 11. Cash payments for rental obligations | -1,341,002 | -1,014,016 | | | | | | |
| 58 | IV. NET CASH FLOW (ADP 1+38+46) | 19,556,740 | 8,550,912 | | | | | | |
| 59 | V. EFFECT OF EXCHANGE RATE FLUCTUATIONS ON CASH AND CASH EQUIVALENTS | 0 | 0 | | | | | | |
| 60 | VI. NET INCREASE/DECREASE OF CASH AND CASH EQUIVALENTS (ADP 58+59) | 19,556,740 | 8,550,912 | | | | | | |
| 61 | 1. Cash and cash equivalents at the beginning of period | 13,015,017 | 13,015,017 | | | | | | |
| 62 | 2. Cash and cash equivalents at the end of period (ADP 60+61) | 32,571,757 | 21,565,929 | | | | | | |